Terms of Use

Agreement to Terms

By accessing and using the grimrock-path website (grimrock-path.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

About Our Services

grimrock-path provides financial education programmes for children and teenagers in Cardiff, United Kingdom. Our services include workshops, courses, and educational materials designed to teach practical money management skills.

Eligibility

Our programmes are designed for children and teenagers aged 7-18. Enrolment must be completed by a parent or legal guardian. By registering a child for our programmes, you confirm that you have parental responsibility for the child.

Registration and Accounts

When you register for our programmes, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update registration information
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorized use
• Accept responsibility for all activities under your registration

Programme Enrollment and Payment

Enrollment

Programme enrollment is confirmed upon receipt of full payment or agreement of a payment plan. We reserve the right to refuse enrollment at our discretion.

Pricing

All prices are stated in British Pounds (£) and include VAT where applicable. Prices are subject to change, but changes will not affect confirmed bookings.

Payment Terms

• Full payment is due before the first session unless a payment plan has been arranged
• Payment plans must be agreed in writing and adhered to
• Failure to make scheduled payments may result in suspension from the programme

Cancellation and Refund Policy

Cancellation by You

• More than 14 days before start: Full refund minus £25 administrative fee
• 7-14 days before start: 50% refund
• Less than 7 days before start: No refund
• After programme starts: No refund for remaining sessions

Cancellation by Us

We reserve the right to cancel or reschedule programmes due to insufficient enrollment, instructor availability, or unforeseen circumstances. If we cancel:

• You will receive a full refund or credit toward another programme
• We are not liable for any additional costs you may have incurred

Missed Sessions

If a participant misses a session, no refund or credit is provided. We will provide session materials and, where possible, brief catch-up support.

Programme Participation

Attendance

Regular attendance is important for programme effectiveness. Participants are expected to attend all scheduled sessions punctually.

Behavior Expectations

Participants must:

• Treat instructors and other participants with respect
• Follow programme guidelines and instructions
• Not disrupt sessions or interfere with others' learning

We reserve the right to remove participants whose behavior is disruptive or inappropriate, without refund.

Parental Responsibility

Parents/guardians are responsible for:

• Ensuring timely attendance
• Informing us of any relevant circumstances affecting their child
• Supporting their child's engagement with programme materials
• Collecting children promptly after sessions

Intellectual Property

Our Content

All content on this website and in our programmes, including text, graphics, logos, images, and educational materials, is owned by grimrock-path or licensed to us. This content is protected by copyright and other intellectual property laws.

Limited License

Programme participants receive a limited, non-exclusive, non-transferable license to use provided materials for personal educational purposes only. You may not:

• Reproduce materials for commercial purposes
• Distribute materials to non-participants
• Modify or create derivative works
• Remove copyright or proprietary notices

Website Use

Acceptable Use

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to systems or networks
• Interfere with or disrupt the website's functionality
• Collect user information without consent
• Transmit viruses or malicious code
• Impersonate any person or entity

Links to Third-Party Sites

Our website may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content or practices.

Limitation of Liability

To the fullest extent permitted by law:

• We provide our services "as is" without warranties of any kind
• We are not liable for indirect, incidental, or consequential damages
• Our total liability is limited to the amount paid for the relevant programme
• We do not guarantee specific outcomes from programme participation

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or other liabilities that cannot be legally limited.

Indemnification

You agree to indemnify and hold harmless grimrock-path, its staff, and affiliates from any claims, damages, losses, or expenses arising from your breach of these terms or misuse of our services.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance notice. Please review these documents to understand how we collect, use, and protect your information.

Modifications to Terms

We may modify these Terms of Use at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of our services after changes constitutes acceptance of the modified terms.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

If you have a complaint or dispute:

1. Contact us at [email protected] to attempt informal resolution
2. If unresolved, we encourage mediation before pursuing legal action
3. You retain the right to pursue legal remedies as appropriate

Entire Agreement

These Terms of Use, together with our Privacy Policy and any programme-specific terms, constitute the entire agreement between you and grimrock-path regarding use of our services.

Contact Information

For questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 27 Cathedral Road, Cardiff, CF11 9HA, United Kingdom

Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.